Agent - Encompassing Health Introduction
Encompassing Health Overview
- Virtual preventative & urgent care, robust accident coverage plan, short-term disability coverage and more. Available for full-time, part-time & seasonal employees.
- Immediate FICA savings realized monthly to cover premium & admin fees. No net cost to the employee and no net cost to the employer for those that qualify.
- Example: 150 employee company x average of $575 per year FICA savings to employer = $86,250 annually
- Section 125 compliance under IRS accepted benefit list.
- No cost Employer Compliance Protection Coverage policy to cover liability – provided by a national A-Rated carrier.
Plan Benefits Included
- Group Accident Coverage Insurance (employee only) – Supplements existing health insurance coverage (or no coverage) by helping pay expenses related to any accident! Includes ambulance, ER, hospital confinement, surgeries, emergency dental, short-term disability and much more! Stackable with existing coverages.
- Amaze Health (household) – Unlimited, on-demand, concierge-style virtual preventative & urgent care. Minimizes healthcare expenses to empower employees to proactively manage their & their families health to mitigate future health risks.
- HealthPERX Benefits (household) – Dental, vision, and prescription savings plans through providers and retailers nationwide.
- Rx Valet ACUTE Medication Program (household) – Unlimited no cost Acute Medication Program for 37 most commonly prescribed medications and discounts on others.
- Mental Health & Crisis Management (household) – Unlimited 24/7 mental health and crisis management provided by certified W2 practitioners.
- Billing Advocacy (household) – The Amaze team helps employees navigate medical bills with billing advocacy and a plan of action for current or previous medical bills.
Benefits - Employer, Employee & Broker
Employer Benefits
- Employee participation can result in significant tax savings!
- Attraction & Retention tool.
- Can offer a minimum level of coverage to all full-time, part-time, and seasonal earners who may or may not be able to afford health coverage.
- No net cost to the employer.
- Protects major medical premiums for lower renewals.
- Takes utilization off major medical for preventative & urgent care, ER and ongoing accident care.
- Compliance Protection Coverage Policy to protect employers on tax savings.
Employee Benefits
- No net cost to the employee & no co-pays!
- Additional money back in every paycheck for those that qualify.
- Telemedicine and HealthPERX benefits are for the employee and anyone in their household!
- Accident Coverage plan to help offset major medical coverage or out of pocket medical expenses for employee.
- Full-time, part-time and seasonal earners may all qualify!
- Typically captures higher participation than major medical plans.
Broker Partner Benefits
- Helps hedge major medical renewal increases.
- Stacks with major medical or can be in place without major medical.
- Additional touchpoint to show added value to client.
- Creative tax savings solution for client to reinvest in other services.